Home loans
made easy.
I'm Chandler Perry, a Utah mortgage loan officer. I help first-time buyers, folks moving up, and homeowners refinancing get a real answer on what they qualify for. Pre-qualification starts with a short phone call. No pressure, no jargon, no runaround.
Find the right Utah home loan.
Conventional, FHA, VA, USDA, jumbo, first-time buyer programs, Utah down payment assistance, and refinances. Same loan officer from your first call to closing day.
From pre-qualification to keys. No mystery.
A 15-minute call. We talk goals, timeline, and where you are today. No commitment.
We review your goals and financial picture so you understand your estimated buying range. A formal pre-approval is a separate step.
I work with your agent, or refer one I trust. You shop with your numbers locked in.
I run the loan to the finish line. On schedule, with no last-minute surprises.
Run your Utah mortgage numbers.
Estimate your payment, what you can afford, refinance savings, and closing costs. No email wall. No sales pitch.
Principal, interest, taxes, insurance, PMI.
Income, debt, down payment in plain English.
When does the new rate actually pay off?
The honest, no-thumb-on-the-scale comparison.
Estimate what you actually bring to the table.
First-time buyer, Utah Housing, credit, and the full process.
A lender who picks up the phone.
I'm a licensed loan officer with Accordia Mortgage, based in Utah and licensed across 10 states. Most of my clients are first-time buyers, folks moving up, or homeowners looking at a refinance.
You work with me directly. Same person from the first quote to the closing table. You can call, text, or email me. I'll get back to you.
Live CE classes on Zoom.
CORE and elective continuing education for Utah real estate agents. Practical classes on the REPC, ethics, fraud prevention, 1031 exchanges, and lending. Check the calendar and grab a seat.
Ready when you are.
Pre-qualification starts with a short conversation. No fees, no obligation, no spam. Just a real loan officer running the numbers with you.